Step 1
The Challenge
Businesses needed a unified, secure platform to collect UPI payments, onboard merchants, manage settlements and payouts, and monitor transactions without juggling multiple disconnected tools.
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SaaS
Paygate — UPI Payment Gateway & Merchant Management Platform
A full-stack UPI payment gateway platform for businesses to collect payments, manage settlements, onboard merchants, and monitor transaction lifecycles through a secure, scalable dashboard.
4+UPI Providers
9+API Modules
Admin + MerchantDashboard Roles
Overview
Paygate is a full-stack UPI Payment Gateway platform built with React and Node.js. It enables merchants to connect UPI providers (PhonePe, Paytm, BharatPe, Google Pay), generate payment links and QR codes, track PayIn transactions, manage settlements and payouts, and handle merchant KYC onboarding — all from role-based admin and merchant dashboards.
Case Study
Step 2
The Approach
Built a full-stack payment gateway with React 19 and Express 5 — featuring multi-provider UPI integration, merchant KYC onboarding, role-based admin and merchant dashboards, and real-time PayIn/PayOut lifecycle management.
Step 3
The Outcome
Delivered an enterprise-grade payment infrastructure that centralizes collections, settlements, payouts, and financial reporting in one scalable platform.